About Mark Pace

T. Mark Pace

When there is an immediate need for cash at the time of someone’s death, it has been my experience that life insurance, when properly acquired and managed, is one of the best tools ever invented for the creation and transfer of wealth. However, life insurance is rarely acquired properly and, because it is mistakenly assumed to be a "buy and hold" asset, it is never managed. The resulting financial disasters are far too frequent and completely avoidable.

If you would like to learn more about any Pig-in-a-Poke blog posts or discuss any other life insurance issues, contact T. Mark Pace at Mark@objectivereview.com


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Pace’s Pig-in-a-Poke

About Pace’s Pig-in-a-Poke

Pace’s Pig-in-a-Poke, provides an arena for sharing the four great passions in my life. My three foundational passions are:

  1. Invest in yourself first;
  2. The genius in all of us, and;
  3. We can all live a long healthy life.

These three support my life work and my fourth passion; LIPM™ (Life Insurance Property Management).

As the blog title suggests, my focus is on debunking all of the myths, misuse, and muddled thinking that has accumulated in the life insurance industry. And, from time to time, I will go outside of the specific world of life insurance and share my views on my other three passions.

I hope you find my blog worthy of your attention, informative, and occasionally inspirational. I welcome your comments, questions and suggestions.

Tag: Level 5 Underwriting
Mark Pace

Beware of wolves in sheep’s clothing crying “wolf”

The Poke

It starts innocently enough.  At or near the end of October, an agency owner walks into a life insurance agent’s office and asks, “So, what do you think your year end numbers will be?”

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Mark Pace

Beware! Term conversion is not what it used to be

The Poke:

There once was a time when you could count on converting most level term life insurance policies into permanent policies at anytime during the level term period of the policy. And, generally speaking, you could convert to almost any one of the permanent life insurance products available from that carrier at the time of conversion.

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Mark Pace

Poor underwriting ratings not etched in stone!

Health impairments are not the end of the life insurance world…

The Poke: Many advisors and brokers will tell you that once a case has been brokered for a person with health impairments seeking life insurance, whatever rating the insurance company comes back with is the best you can ever expect. Even if the case has been shopped aggressively – e.g.: the broker sent it to 10 carriers – once you are rated, that’s it, game over, tout fini!

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